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Financial Aid

2021-2022 Direct Stafford Loan

Subsidized and unsubsidized loans are federal student loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. The U.S. Department of Education offers eligible students at participating schools Direct Subsidized Loans and Direct Unsubsidized Loans. (Some people refer to these loans as Stafford Loans or Direct Stafford Loans.)

Borrower's eligibility

Student Eligibility
  • Complete a 2021-2022 Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov.
  • LACC must be the student's home school within the Los Angeles Community College District.
  • Pursue a financial aid eligible academic program at LACC.
  • Satisfy the general student financial aid eligibility requirements
  • Have received a 2021-2022 Award Letter or a letter stating you are ineligible for any need-based aid.
  • Be enrolled in a minimum of six (6) units applicable to your academic program. Students under an extension appeal contract students must be enrolled in six (6) financial aid approved units.
  • Comply with Entrance Loan Counseling requirements.
  • Have an active Master Promissory Note.
  • Maintain Satisfactory Academic Progress.

Follow these steps to apply for a Federal Stafford Loan

Use this Student Loan Checklist to verify that you have complied with all requirements before you submit the Student Loan data Form to the Financial Aid Office.

  • 2021-2022 FAFSA: Complete a 2021-2022 Free Application for Federal Student Aid (FAFSA) at the FAFSA website.
  • Award Notification: Complete your financial aid file and receive your award notification or an email indicating that your file was reviewed but you are not eligible for need-based aid.
  • Direct Loan Entrance Counseling: New borrowers must go to login on studentaid.gov to complete the Entrance Counseling. Once on the site, click “Complete the Financial Aid Process” and then click on “Complete Entrance Counseling” to access the page. This requirement does not apply to repeat borrowers.
  • Master Promissory Note: Borrowers must have an active Master Promissory Note. To confirm status or complete a new Master Promissory Note go to studentaid.gov. Once on the site, click “Complete the Financial Aid Process” and then “Complete Master Promissory Note” to access the page.
  • Log in or create an account on your Financial Aid Portal
  • Click on the "+-Request" button on the top right corner to create a Loan task
    • Student Loan Data Form - LA City College 1 is for a first loan request
    • Student Loan Data Form - LA City College 2 and 3 are for additional requests
  • Complete the Student Loan Data Form and upload it with a valid government issued ID

Deadlines

Fall 2021:
Sunday, November 28, 2021 is the last day to submit a loan application for attendance in fall.
Winter 2022
Sunday, January 16, 2022 is the last day to submit a loan application for attendance in winter.
Spring 2022
Sunday, May 22, 2022 is the last day to submit a loan application for attendance in spring.
Summer 2022
Sunday, August 7, 2022 is the last day to submit a loan application for attendance in summer.

Direct Stafford Loan status

It may take up to 45 calendar days to process a student loan. During peak periods the processing time may take longer. The processing calendar DOES NOT begin until you have complied with all the requirements in the checklist.