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Financial Aid

2018-2019 Parent PLUS Loan

PLUS loans are federal loans that parents of dependent undergraduate students can use to help pay for college or career school. PLUS loans can help pay for education expenses not covered by other financial aid.

Borrower's eligibility
Student Eligibility
  • Complete a 2018-2019 Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov.
  • Satisfy the general student financial aid eligibility requirements
  • Have been awarded financial aid at LACC for the 2018-2019 academic year or received a notification stating you are ineligible for any need-based aid.
  • Be enrolled in a minimum of six (6) units. Extension Appeal students must be enrolled in six (6) financial aid approved units. At least 1 of these eligible units must be at Los Angeles City College.
  • Maintain Satisfactory Academic Progress
Parent Eligibility
  • Be a U.S. Citizen or National or Permanent Resident/Other Eligible Non-Citizen
  • Be the biological/adoptive parent of the student (step parents must be the spouse of the student's parent)
  • Be in good standing for any of the Title IV programs (e.g. Federal Perkins Loan, Federal Pell Grant, a federal student loan) - must not have any Title IV loans in default or outstanding overpayments.
  • Available only to the parent of dependent undergraduate students
  • The borrower of a Parent PLUS Loan must not have an adverse credit history (if a parent has an adverse credit history, the parent can still borrow from the Parent PLUS Loan program with an endorser (cosigner) who does not have an adverse credit history)
  • Parent must be eligible to complete a Master Promissory Note (MPN) and entrance Counseling (the parent that completes and sign the MPN should request the loan)
Before you apply for a Parent Plus Loan

Read Your Federal Student Loans. Understanding student loans is very important. Before applying for a loan you should make sure that you fully understand its terms and conditions. You should also be aware of your rights and responsibilities a s a student. You can learn more about these on the Student Rights and Responsibilities page.

Read the Los Angeles City College Student Loan Guide for important information about Stafford Loans and general financial aid eligibility.

Visit the Department of Education website to apply and for more information about the Parent PLUS Loan

Follow these steps to apply for a Federal Stafford Loan

Use this Student Loan Checklist to verify that you have complied with all requirements before you submit the Student Loan data Form to the Financial Aid Office.

  • Student must complete a 2018-2019 Free Application for Federal Student Aid (FAFSA) at the FAFSA website.
  • Student must have been awarded financial aid at LACC for the 2018-2019 academic year or received a notification stating that he/she is ineligible for any need-based aid.
  • Parent must complete Direct Loan Entrance Counseling. Please note that this requirement does not apply to repeat borrowers.
  • Parent must complete a Master Promissory Note(MPN). Please note that this requirement does not apply to repeat borrowers.
  • Parent must apply for credit
  • Student Loan Data Form: Complete the Parent PLUS Loan Application. After completing the form, save and email it to StudentLoans@lacitycollege.edu from the LACCD student email account. 
Deadlines

Wednesday, November 23, 2018 is the last day to submit a loan application for attendance in fall.
Thursday, January 18, 2019 is the last day to submit a loan application for attendance in winter.
Thursday, May 10, 2019 is the last day to submit a loan application for attendance in spring.

Parent PLUS Loan status

It may take up to 45 calendar days to process a student loan. During peak periods the processing time may take longer. The processing calendar DOES NOT begin until both, the parent and the student, have complied with all the requirements in the checklist.

 Contact Us

Student Services Building, 1st Floor

(323) 953-4000 ext. 2010
Fax: (323) 953-4029
finaid@lacitycollege.edu

 Office Hours

Financial Aid Office Hours

Monday: 8:00am - 6:30pm

Tuesday: 8:00am - 6:30pm

Wednesday: 8:00am - 6:30pm

Thursday: 8:00am - 2:00pm, 4:00pm - 6:30pm  (2 pm to 4 pm open for general questions only)

Friday: 8:00am - 2:00pm (general questions only)

* Friday, Agust 10, 2018 - The financial aid office will be closed for staff training.

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Los Angeles City College | 855 N. Vermont Avenue, Los Angeles California 90029

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Phone: 323.953.4000

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Emergency: 323.953.2911